Hi,
We have a plugin that provides that functionality in the WordPress.org plugin repository. You can find it here https://wordpress.org/plugins/buddypress-cover-photo/ or by going to WP Admin > Plugins > Add New > Search: ‘BuddyPress Cover Photo’.
I do not know of any plugin that allows a user to turn off or on the messaging functionality. It’s an interesting idea, but it would be a lot of code to write and therefore would be outside the scope of the support we can offer you via the support forum. If you find something regarding this then please let me know.
Thanks,
Kieran
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